:root{
  --bg:#ffffff;
  --text:#0b0f19;
  --muted:#5b6472;
  --border:#e6e8ee;

  --navy:#0B1F3B;
  --red:#D21F2B;
  --accent: var(--navy);
  --accent2: var(--red);

  --surface:#f7f8fb;
  --shadow: 0 10px 30px rgba(11,31,59,.08);

  --radius:14px;
  --radius2:18px;
  --maxw:1100px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji", "Segoe UI Emoji";
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.5}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.topbar{background:linear-gradient(90deg, rgba(11,31,59,1) 0%, rgba(11,31,59,.95) 60%, rgba(210,31,43,.92) 100%);color:#fff;font-size:14px}
.topbar .container{display:flex;gap:14px;align-items:center;justify-content:space-between;padding:10px 20px}
.topbar .left{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.badge{display:inline-flex;align-items:center;gap:8px;padding:4px 10px;border-radius:999px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.18)}
.badge svg{width:16px;height:16px;opacity:.9}
.nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--border);backdrop-filter:saturate(1.2) blur(8px)}
.nav .container{display:flex;align-items:center;justify-content:space-between;padding:14px 20px}
.brand{display:flex;align-items:center;gap:12px}
.brand .mark{width:44px;height:44px;border-radius:12px;background:var(--navy);display:grid;place-items:center;box-shadow:var(--shadow)}
.brand .mark span{color:#fff;font-weight:800;letter-spacing:.5px}
.brand .name{display:flex;flex-direction:column;line-height:1.1}
.brand .name strong{font-size:16px}
.brand .name small{font-size:12px;color:var(--muted)}
.navlinks{display:flex;gap:18px;align-items:center}
.navlinks a{font-size:14px;color:var(--muted);padding:8px 10px;border-radius:10px}
.navlinks a:hover{background:var(--surface);color:var(--text)}
.navcta{display:flex;gap:10px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:10px 14px;border-radius:12px;border:1px solid var(--border);background:#fff;color:var(--text);font-weight:600;font-size:14px}
.btn:hover{box-shadow:var(--shadow)}
.btn.primary{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.primary:hover{filter:brightness(1.05)}
.btn.secondary{background:#fff;border-color:rgba(11,31,59,.25);color:var(--navy)}
.btn.danger{background:var(--red);border-color:var(--red);color:#fff}
.hero{padding:56px 0 28px;background:radial-gradient(900px 360px at 20% 0%, rgba(11,31,59,.10), transparent 60%),radial-gradient(700px 300px at 80% 0%, rgba(210,31,43,.10), transparent 60%),linear-gradient(180deg, #fff 0%, #fafbff 100%)}
.herogrid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center}
.kicker{display:inline-flex;gap:10px;align-items:center;color:var(--navy);font-weight:700;font-size:13px}
.kicker .dot{width:8px;height:8px;border-radius:999px;background:var(--red)}
.h1{font-size:44px;line-height:1.08;margin:10px 0 12px;letter-spacing:-.5px}
.sub{font-size:16px;color:var(--muted);max-width:56ch}
.herocta{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.pill{font-size:12px;color:var(--muted);background:var(--surface);border:1px solid var(--border);border-radius:999px;padding:6px 10px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius2);box-shadow:var(--shadow)}
.card.pad{padding:18px}
.card h3{margin:0 0 8px;font-size:16px}
.card p{margin:0;color:var(--muted);font-size:14px}
.heroCard{padding:18px}
.heroCard .row{display:flex;gap:12px;align-items:flex-start}
.icon{width:40px;height:40px;border-radius:14px;background:rgba(11,31,59,.08);display:grid;place-items:center;border:1px solid rgba(11,31,59,.14)}
.icon svg{width:20px;height:20px;color:var(--navy)}
.heroCard ul{margin:12px 0 0;padding-left:18px;color:var(--muted);font-size:14px}
.heroCard li{margin:6px 0}
.section{padding:34px 0}
.section h2{font-size:24px;margin:0 0 14px}
.section .lead{color:var(--muted);margin:0 0 18px;max-width:70ch}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.feature{padding:16px;border-radius:var(--radius2);background:var(--surface);border:1px solid var(--border)}
.feature h4{margin:0 0 6px}
.feature p{margin:0;color:var(--muted);font-size:14px}
.feature .mini{display:flex;gap:10px;align-items:center;margin-bottom:8px}
.banner{background:linear-gradient(90deg, rgba(11,31,59,1) 0%, rgba(11,31,59,.95) 55%, rgba(210,31,43,.92) 100%);color:#fff;border-radius:22px;padding:18px;border:1px solid rgba(255,255,255,.18)}
.banner .row{display:flex;gap:12px;justify-content:space-between;align-items:center;flex-wrap:wrap}
.banner .row strong{font-size:16px}
.banner .row span{opacity:.9;font-size:14px}
.table{width:100%;border-collapse:collapse;border:1px solid var(--border);border-radius:14px;overflow:hidden;background:#fff}
.table th,.table td{padding:12px 10px;border-bottom:1px solid var(--border);text-align:left;font-size:14px}
.table th{background:var(--surface);font-weight:700}
.table tr:last-child td{border-bottom:none}
.footer{padding:28px 0;background:#0a0e16;color:#e6ebf5;margin-top:32px}
.footer .container{display:grid;grid-template-columns:1.2fr .8fr;gap:20px;align-items:start}
.footer a{color:#e6ebf5;opacity:.9}
.footer a:hover{opacity:1}
.footer small{color:#b9c2d6}
.footer .cols{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.footer h5{margin:0 0 10px;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:#d9e1f3}
.footer ul{margin:0;padding:0;list-style:none;display:grid;gap:8px}
hr.sep{border:none;border-top:1px solid rgba(255,255,255,.10);margin:16px 0}
.notice{font-size:12px;color:var(--muted);background:var(--surface);border:1px solid var(--border);padding:12px;border-radius:14px}
.form{display:grid;gap:10px}
label{font-size:12px;color:var(--muted);font-weight:700;letter-spacing:.02em}
input,textarea,select{width:100%;padding:12px 12px;border-radius:12px;border:1px solid var(--border);background:#fff;font-size:14px;font-family:var(--font)}
textarea{min-height:120px;resize:vertical}
@media (max-width: 900px){
  .herogrid{grid-template-columns:1fr}
  .grid3{grid-template-columns:1fr}
  .grid2{grid-template-columns:1fr}
  .h1{font-size:36px}
  .navlinks{display:none}
}